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faryl
faryl
8/31/2017 7:56:30 PM
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Platinum
Flimsy Argument
"In court papers, Yahoo had argued that the breaches were “a triumph of criminal persistence” by a “veritable ’who’s who’ of cybercriminals,” and that no security system is hack-proof." It seems like Yahoo tried using the ¯\_(ツ)_/¯ argument and the judge just wasn't having it. I'm not surprised - I'd think as a publicly traded company, Yahoo had an obligation to its stockholders to have controls in place for security that also would have included an escalation/user communication procedure if a breach occurred. They really didn't seem to demonstrate a concern for their users by waiting so long to tell them what happened.

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Ariella
Ariella
9/1/2017 5:20:53 PM
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Re: Flimsy Argument
I wonder if the powers that be at Verizon are coming to regret the decision to urchase Yahoo now

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faryl
faryl
9/2/2017 5:58:09 PM
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Platinum
Re: Flimsy Argument
It sounds like they knew there was the potential risk they'd be on the hook for this at least.

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afwriter
afwriter
9/4/2017 10:57:59 PM
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Platinum
Re: Flimsy Argument
I was wondering that same thing, seems like a bad idea for any company to take on potential litigation. Then again, Verizon has money and I am sure they will settle quickly. 

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Ariella
Ariella
9/5/2017 9:09:51 AM
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Re: Flimsy Argument
@afwriter yes, that's the way companies usually go in such cases.

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batye
batye
9/5/2017 10:07:33 AM
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Platinum
Re: Flimsy Argument
@afwriter the also they could be testing the water to see what will happens and if they could get away with it :) as in Corp. envr. you never know... what is the end game... 

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dcawrey
dcawrey
9/5/2017 11:17:44 AM
User Rank
Platinum
Re: Flimsy Argument
It would seem that users should have some sort of recourse for this breach. It's controversial to withhold this information from a userbase, and we'll probably learn a lot more facts about this incident via legal proceedings. 

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batye
batye
9/5/2017 11:21:59 AM
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Platinum
Re: Flimsy Argument
@dcawrey in USA yes as your legal system is a bit better, but in Canada most of the times user end up holding the bag...

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mpouraryan
mpouraryan
9/8/2017 1:05:21 PM
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Platinum
Re: Flimsy Argument
The need to be aware and do what we can to mitigate is critical.    But there is so much we can do.   

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mhhf1ve
mhhf1ve
9/8/2017 1:43:32 PM
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Platinum
Re: Flimsy Argument
I recently saw a developer tool that might help create honeypots automatically and easily. Maybe if more tools can deter malware by making it harder to find weaknesses in networks -- we can eliminate more of these kinds of data breaches.

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mpouraryan
mpouraryan
9/8/2017 1:46:20 PM
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Platinum
Re: Flimsy Argument
If only your vision was embraced by the likes of Equifax as some 143 Million People were impacted (I am sure we will get notifications soon).    It just seems to me that at least in the US, as we could put a man on the Moon, we can figure out a way to fix this.   Maybe I'm expecting too much.

 

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mhhf1ve
mhhf1ve
9/8/2017 2:12:59 PM
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Platinum
Re: Flimsy Argument
Like many breaches before, consumers will get a year or two of free credit report monitoring -- and not much else. Has anyone figured out how to really handle a data breach better?

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mpouraryan
mpouraryan
9/8/2017 2:26:17 PM
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Platinum
Re: Flimsy Argument
I have at least three services I have that monitor things--but it is still not good enough.   There is no way to "scarp yourself" clean--that I am aware of?

Anyone else?

 

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afwriter
afwriter
9/8/2017 4:01:31 PM
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Platinum
Re: Flimsy Argument
Unfortunately not, as you know. It sucks because it is such a violating feeling and all you get is a band-aid for a bullet wound after the fact. 

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mhhf1ve
mhhf1ve
9/8/2017 4:16:54 PM
User Rank
Platinum
Re: Flimsy Argument
> "..it is such a violating feeling and all you get is a band-aid for a bullet wound.."

https://www.youtube.com/watch?v=Ov0D6sT1sho

You know we got bad blood... band-aids don't fix bullet holes... 

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afwriter
afwriter
9/13/2017 11:41:31 AM
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Platinum
Re: Flimsy Argument
@Mpouraryan that is a great analogy, the only problem is that there are not people creating new moons that we have to figure out how to get to every day. I think we absolutely need to find a better way to secure our online activity, but the fact of the matter is there are always going to be some security risks. 

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mpouraryan
mpouraryan
9/13/2017 2:44:05 PM
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Platinum
Re: Flimsy Argument
To paraphrase an old saying...let's focus on what we can control--and what we can't, oh well--it is what it is--but we still have to be careful and vigliant.  

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batye
batye
10/2/2017 3:09:41 AM
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Platinum
Re: Flimsy Argument
@mpouraryan yes you are right, but for me as I see it as process... and never relax... 

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mpouraryan
mpouraryan
10/2/2017 3:17:33 AM
User Rank
Platinum
Re: Flimsy Argument
Thanks @bayte--yes we can never relax--although the problem is that we can only control so much--and many of it all is beyond our control...isn't it?

 

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batye
batye
10/2/2017 4:00:28 AM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan yes as this days you never know and not many thinks under your control like whom is keep your info/credit score - even you like or not or even if you do not want it... but credit reporting buro have your info on file... and... sad reality... 

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mpouraryan
mpouraryan
10/2/2017 11:43:17 AM
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Platinum
Re: Flimsy Argument
There are definite steps that one can take to mitigate--no doubt about it--the question is how much more we can do.  That's the key question as our adventure in transformation continues....

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batye
batye
10/3/2017 4:43:08 AM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan yes you are right I see it as the steps towards better way - future... 

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mpouraryan
mpouraryan
10/3/2017 11:04:13 AM
User Rank
Platinum
Re: Flimsy Argument
A future that can be possible!!.   ALso, on a side note, something for all to check out--the guy is giving away his book for free this week on Amazon:

https://www.amazon.com/Be-Amazing-Go-Home-Confidence-ebook/dp/B075TSNR79/ref=sr_1_1?ie=UTF8&qid=1506564876&sr=8-1&keywords=be+amazing+or+go+home

 

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batye
batye
10/3/2017 12:01:03 PM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan interesting reading thanks for sharing- good book :) 

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mpouraryan
mpouraryan
10/2/2017 6:26:54 PM
User Rank
Platinum
Re: Flimsy Argument
Here is one example--I got it today

********************************************************************

Hello Mike,

My  name  is Claire Henderson, and  I  represent  the Human  Resources
Department of InspectAudit company. As I have  already  mentioned on a
phone  call  we have found  you resume on one of a job sites and would
like to invite you in our team.
InspectAudit Company (IAC),  with  a  head-office in Milano, Italy  is
currently opening 12 new offices across USA.

We  are  seeking  Senior  Project  Managers to start our paid training
program and to become full-time employees in the USA.
Among  your  duties,  you will be managing projects of the company and
working with our offices in Europe and USA.
You  will  be  responsible  for  managing  different projects ensuring
quality, reliability of source and time schedule requirements are met.
You  will  also  be  responsible  for  giving  regular reports to your
manager. The Project Manager will have a universal role to:
- Ensure  all  the  project under  his management are implemented at a
very  competitive  price, excellent quality, and always on time;
- Set up,  manage  and  optimize  project  implementation  processes;
- Give timely and effective reports.

Required Skills:
- Excellent communication and negotiation skills;
- Ability to manage and analyze data;
- Strong customer focus;
- Persistent and energetic with an adaptable attitude towards constant improvement;
- Credit score over 650 and no criminal background (you will have an access to our
corporate account);
- US Citizenship.

Salary up to $130K (Full time Senior Project Manager position).

If  you  are still interested in this position and wish to progress to
the  next  step,  please email me directly and I will send you all the
necessary information.

Thank you.

*****************************************************************
Obviously the 130K is great money--and they even had a legit job description--but first of, they never called--second of, they're not hiring project managers because I checked their website--and did not respond back and tagged it as phishing--If it is too good to be true, it usually isn't--and the other issue that triggered it all:  They want a 650 FCredit Score....

 

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batye
batye
10/3/2017 4:45:00 AM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan I get emails like this once a day at least after my email address got traded on dark web - from Sony Playstation Network breach... sad reality... 

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Ariella
Ariella
10/3/2017 7:50:28 AM
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Re: Flimsy Argument
@batye I get tons of spam even without being on the Dark web. At least, I don't think I have an email listing there. I wouldn't know how to check it out.

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batye
batye
10/3/2017 12:00:18 PM
User Rank
Platinum
Re: Flimsy Argument
@Ariella few years ago after Sony breach I got email from Sony monitoring services -"your email address been shared/traded on the Dark Web"  

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Ariella
Ariella
10/3/2017 12:36:23 PM
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Re: Flimsy Argument
@batye I don't know. That sounds like phishing emails. Did you have someone actually verify it for you?

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batye
batye
10/3/2017 12:45:14 PM
User Rank
Platinum
Re: Flimsy Argument
@Ariella it was legit as after breach Sony gives me one year of the free monitoring service... after I agreed to it... I got same message twice... plus when I search my email I see it on the Russian hackers list - https://www.google.ca/url?sa=t&rct=j&q=&esrc=s&source=web&cd=9&cad=rja&uact=8&ved=0ahUKEwjdkO7-8tTWAhWS14MKHexwA1gQFghRMAg&url=https%3A%2F%2Fkapitalizma.net%2Fgoto%2Fpost%3Fid%3D65971&usg=AOvVaw2udBKEsFSxmVhEorbw31b6 ... 

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Ariella
Ariella
10/3/2017 12:49:37 PM
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Re: Flimsy Argument
@batye but isn't the security service after the fact just locking the barn door after the horses ar stolen? Did they get you off the lists, or was the damage permanent? 

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batye
batye
10/3/2017 1:05:51 PM
User Rank
Platinum
Re: Flimsy Argument
@Ariella I stop using Sony network services... but hacked damage it permanent and the email list could be shown everywhere... on the Dark Web... 

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mpouraryan
mpouraryan
10/3/2017 10:13:37 PM
User Rank
Platinum
Re: Flimsy Argument
...Before I "run off", I wanted to share this (that I am sure many are aware), that all 3 Billion Yahoo Accounts were hacked--How the mighty fall--which can indeed be a warning sign to the current frightful four (Facebook; Apple; Microsoft; Amazon):  

http://www.bbc.com/news/business-41493494

Got to keep the faith though....

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batye
batye
10/3/2017 11:21:44 PM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan it not getting this days just more scary as most people re-use passwords:(... 

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mpouraryan
mpouraryan
10/4/2017 12:21:06 AM
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Platinum
Re: Flimsy Argument
The need to be vigliant is even more important now.

 

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batye
batye
10/4/2017 3:27:55 AM
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Platinum
Re: Flimsy Argument
@mpouraryan yes, but at the same time we need to learn more about better way for IT/Network/email security...

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mpouraryan
mpouraryan
10/4/2017 10:51:06 AM
User Rank
Platinum
Re: Flimsy Argument
Yes @bayte no doubt-but as I have noted throughout my comments, there is just so much we can do--but we have no doubt have to try and to continually educate and be vigliant.

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batye
batye
10/4/2017 9:29:33 PM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan yes, thank you for me it never ending process :) never ending process :) 

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batye
batye
10/2/2017 3:10:48 AM
User Rank
Platinum
Re: Flimsy Argument
@afwriter yes, risk always be there as new updates/upgrades pluging old holes but create new set of security holes... 

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Michelle
Michelle
9/8/2017 2:18:45 PM
User Rank
Platinum
Re: Flimsy Argument
Speaking of tools & data breaches. (this is very much an after-the-fact kind of tool) Equifax put up a site for consumers to see if they might be affected. The terms of use on the site currently say users give up legal rights to sue Equifax by using the site. This is an example of what NOT to do after a data breach.

https://arstechnica.com/tech-policy/2017/09/are-you-an-equifax-breach-victim-you-must-give-up-right-to-sue-to-find-out/

https://krebsonsecurity.com/2017/09/breach-at-equifax-may-impact-143m-americans/

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mhhf1ve
mhhf1ve
9/8/2017 2:59:33 PM
User Rank
Platinum
Re: Flimsy Argument
Giving up your right to sue just to even find out if you're affected by their data breach! That's pretty outrageous. And sneaky! How do they even know the person actually gave up the right? Maybe the breached data was used on the site....

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afwriter
afwriter
9/8/2017 4:03:36 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve that is a slightly funny, but legitimate point. There is no way that that could stand up in court, right?

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afwriter
afwriter
9/8/2017 4:03:36 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve that is a slightly funny, but legitimate point. There is no way that that could stand up in court, right?

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afwriter
afwriter
9/8/2017 4:03:36 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve that is a slightly funny, but legitimate point. There is no way that that could stand up in court, right?

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mhhf1ve
mhhf1ve
9/8/2017 4:12:24 PM
User Rank
Platinum
Re: Flimsy Argument
I think it depends on how rigorous the e-sign procedure is on the contract for Equifax's website. If it doesn't have a bunch of strict "I'm not a robot" requirements and an actual signature, then it probably won't hold up in court. But arguably, even if it does, it shouldn't hold up in court, either.

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Michelle
Michelle
9/9/2017 6:59:47 PM
User Rank
Platinum
Re: Flimsy Argument
I think the form was supposed to check against a database. There were many things wrong with that site. I hope people's information hasn't been compromised further by the sloppy set up...

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batye
batye
9/10/2017 3:27:18 AM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan Yes, I could not agree more, but it not easy or simple... 

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mpouraryan
mpouraryan
9/10/2017 10:01:22 AM
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Platinum
Re: Flimsy Argument
Although not "simple" or "easy", unfortunately there is only so much we can do.     How can we further be empowered may well be the ultimate sense of transformation.

On a crucial note, wanted to make sure I note that I am sure I speak for all as we are thinking about all in Irma's Path as it wrecks havoc On Florida.....

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batye
batye
9/12/2017 1:38:16 AM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan yes, as weather going crazy this days... we living in interesting but not an easy times...

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mhhf1ve
mhhf1ve
9/6/2017 6:24:55 PM
User Rank
Platinum
Re: Flimsy Argument
What is the maximum penalty for Verizon here? I'm sure it's less than the amount they knocked off of Yahoo's purchase price..?

The larger damage is the reputation that Yahoo used to have.. and that Verizon will have to re-build if it intends to gather more personal info with Oath and its future endeavors.

 

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mpouraryan
mpouraryan
9/8/2017 1:04:39 PM
User Rank
Platinum
Re: Flimsy Argument
This is a challenge--no doubt.    It seems as if a day does not go by without some sort of news like this--Equifax being the latest.  What is irritating about Equifax is apparently the lowlifes who were in charge sold stock before hand.

I am sure Verizon will sort it all out--they knew what they were getting into. 

 

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afwriter
afwriter
9/8/2017 4:05:48 PM
User Rank
Platinum
Re: Flimsy Argument
@mpouraryan, I hadn't heard that. That is fishy, to say the least, if not downright despicable. I would assume that they are going to get some sort of punishment for that if not legally, at least internally. 

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mpouraryan
mpouraryan
9/8/2017 6:20:57 PM
User Rank
Platinum
Re: Flimsy Argument
I was at a Presentation Today on Equities and Equifax Came up--and the trade by the Executives (including the CEO) was confirmed.   That's as unethical as it gets--and yes they will be in trouble bigtime--although as this from BigCharts shows, they're still holding their own:




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srufolo1
srufolo1
9/8/2017 10:11:16 PM
User Rank
Platinum
Re: Flimsy Argument
mpouraryan First Equifax. How far behind will Experian and TransUnion be in a major data breach? As far as I'm concerned, I never felt these so-called "credit-reporting" agencies had any right to have this kind of sensitive information about individuals to begin with. 

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mpouraryan
mpouraryan
9/8/2017 10:22:28 PM
User Rank
Platinum
Re: Flimsy Argument
Well They Do..and all have had to deal with such challenges--and it leaves us all in quite a bind.    We're at their mercy....

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Michelle
Michelle
9/9/2017 7:00:50 PM
User Rank
Platinum
Re: Flimsy Argument
I'm not a fan of the credit agencies either. I too have felt they have too much power and too much data.

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mpouraryan
mpouraryan
9/10/2017 10:37:09 AM
User Rank
Platinum
Re: Flimsy Argument
Here is a  "primer" for all On data breaches I got from an old boss of mine..and wanted to pass it on: 

 

1.        Assume you are affected. Equifax and other credit reporting companies can collect information about you from credit card companies, banks, or other financial institutions without your knowledge. 
2.        Freeze your credit reports with all three major credit reporting companies: Experian, TransUnion, and Equifax. Visit the Federal Trade Commission's Credit Freeze FAQ page for guidance on how to freeze your credit. 
3.        Set fraud alerts with all three agencies. For guidance on how to set fraud alerts, visit the Federal Trade Commission's Place a Fraud Alert page. 
4.        Monitor activity on your credit accounts and reports carefully. Consider checking your credit rating regularly by asking for free credit reports from your bank or other credit service companies. Please note that while Equifax is offering free credit monitoring for those affected by this breach, there are reports (not confirmed by USC) that you may be opting out of your ability to join any class action lawsuits against the company if you sign up for Equifax's credit monitoring. 
5.        Be aware of tax return fraud. Criminals sometimes use stolen social security numbers and other personal information to file fraudulent tax returns and redirect tax refunds to their own accounts. For more information on how to protect yourself, see the Internal Revenue Service's Taxpayer Guide to Identity Theft

As this is a major and well-publicized breach, identity thieves and other criminals are likely to send out phish emails appearing to come from Equifax or other credit reporting agencies. It is important that you do not click links in any emails asking for your personal information or login details, no matter how legitimate the emails may appear. Instead, open a new browser window, navigate to the company's website by manually typing its official URL in the location bar, and conduct any required business there. 

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mhhf1ve
mhhf1ve
9/10/2017 1:50:40 PM
User Rank
Platinum
Re: Flimsy Argument
That's great info. I put a freeze on my accounts and it left me wondering why the default isn't to be frozen? How often do people open up new credit accounts that they need their credit to be available at any time? Or perhaps there should be conditional "freezing" where you require more un-freezing if more than $10,000 of credit is being applied for? Why should it be binary of frozen or not? I assume there are some of these kind of safeguards in place already -- like when a bank pulls your entire credit history before you try to get a home loan. But I think we're going to see more security measures for all lines of credit soon.

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mpouraryan
mpouraryan
9/10/2017 1:53:05 PM
User Rank
Platinum
Re: Flimsy Argument
A pleasure to share--we should not panic or be worried--easier said than done..but it starts with us...In the midst of the days of dire developments, I thought to pass this on that I hope lifts the spirts of all within TT as I wish all a great week...listening to it now:

 

https://soundcloud.com/dybrkr/sets/fall-o-me-a-playlist-for-when

Onward!!

:)

 

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Michelle
Michelle
9/10/2017 6:28:18 PM
User Rank
Platinum
Re: Flimsy Argument
Freezing your info isn't a perfect solution, unfortunately. The following was reported by an Equifax user online:

"Equifax security freeze PINs are worse than I thought. If you froze your credit today 2:15pm ET for example, you'd get PIN 0908171415."

https://twitter.com/webster/status/906346071210778625

 

 

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mhhf1ve
mhhf1ve
9/10/2017 6:34:09 PM
User Rank
Platinum
Re: Flimsy Argument
Is that true? The PINs for un-freezing are not unique? That's crazy. Plus, they charge you a fee if you lose this stupid PIN that they created? How is that even fair or legal?

 

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Michelle
Michelle
9/10/2017 7:57:00 PM
User Rank
Platinum
Re: Flimsy Argument
I've read something similar elsewhere as well. They may have changed PIN generating methods after all the publicity over the data breach. It would make good sense to fix the PIN right away.

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mhhf1ve
mhhf1ve
9/10/2017 8:32:02 PM
User Rank
Platinum
Re: Flimsy Argument
The PIN for un-freezing your credit strikes me as a strange way to secure your interests-- no two factor authentication? It's just as insecure as a SSN.

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mhhf1ve
mhhf1ve
9/10/2017 1:55:18 PM
User Rank
Platinum
Re: Flimsy Argument
I wonder if the cryptocurrency revolution will disrupt the credit agencies with more secure ways to verify identity and transfer funds. I also hope the government figures out a new way to re-issue SSNs whenever a breach occurs.

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Michelle
Michelle
9/10/2017 6:29:42 PM
User Rank
Platinum
Re: Flimsy Argument
I'm concerned about SSN myself. I wonder if the gov't can even handle the massive scale of reiussing numbers to those affected... It' difficult enough to get a single copy of a lost card.

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mhhf1ve
mhhf1ve
9/10/2017 6:36:16 PM
User Rank
Platinum
Re: Flimsy Argument
I have to wonder how other countries like Estonia or India have handled personal ID data breaches? Has anyone figured out how to prevent ID theft and fraud? 

It really makes you think twice about digitizing anything related to government services.. can e-voting be trusted.. ever? 

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Michelle
Michelle
9/10/2017 7:58:55 PM
User Rank
Platinum
Re: Flimsy Argument
So true! I've wondered the same about other countries. 

Digitizing everything was supposed to be such a time-saver and so safe AND YET... here we are. I want to go back to analog some days.

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mhhf1ve
mhhf1ve
9/10/2017 6:31:49 PM
User Rank
Platinum
Re: Flimsy Argument
> "I'm not a fan of the credit agencies either. I too have felt they have too much power and too much data."

Very true.. and I don't know why there aren't more credit agencies? What stops more from being created? Is there a lack of innovation in the credit monitoring industry? 

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Michelle
Michelle
9/10/2017 7:55:56 PM
User Rank
Platinum
Re: Flimsy Argument
Exactly! Why do 3 agencies have so much power to grant/deny credit? They've become far too important.

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mhhf1ve
mhhf1ve
9/10/2017 8:28:57 PM
User Rank
Platinum
Re: Flimsy Argument
Apparently there is a lesser known fourth credit agency, but I'm still unclear on what the barriers to entry there are to starting a credit agency. Presumably no one really wants to manage dozens of credit agencies if their info is hacked, but as you point out -- having only three agencies makes them the gatekeepers for many financial transactions.

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srufolo1
srufolo1
9/11/2017 3:06:32 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve "Apparently there is a lesser known fourth credit agency,"

Do you know the name of that credit agency? I use Credit Karma to check my credit, and they use only the three we are all familiar with. It's amazing how quickly they get information. I'm actually getting a little worried about this entire Equifax breach and how secure my identity is now.

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mhhf1ve
mhhf1ve
9/11/2017 7:10:58 PM
User Rank
Platinum
Re: Flimsy Argument
> "Do you know the name of that credit agency?"

Innovis is the fourth one, but somehow it's not widely known? 

http://www.creditreporting.com/innovis.html

"Besides the three national credit reporting agencies, Equifax, Experian and Trans Union, there is also another important credit agency in the US that maintains a significant database of consumer credit information called Innovis..."

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mhhf1ve
mhhf1ve
9/11/2017 7:16:47 PM
User Rank
Platinum
Re: Flimsy Argument
Ha. In looking up the name for the 4th credit agency... I discovered there's a 5th one that no one talks about?? PRBC (for Pay Rent, Build Credit)

https://en.wikipedia.org/wiki/PRBC

https://en.wikipedia.org/wiki/Innovis

"Innovis is a provider of consumer data solutions[1] and is considered a CRA (also known as a "Consumer credit reporting agency") in the United States, the other three being EquifaxExperian and TransUnion. Most sources of information about consumer credit repair seldom mention either Innovis or PRBC, a fifth agency, as of 2013."

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srufolo1
srufolo1
9/12/2017 10:48:09 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve And the list of credit-reporting agencies grows bigger still. They all are worthless with their tactics and always making mistakes that lower your credit, then it's supposed to be up to you to have them fix the mistakes. Wonder why these other two credit agencies are not widely known. Maybe my credit report would be better with them!

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srufolo1
srufolo1
9/11/2017 2:57:15 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve Good question. It's been those three since I don't know when credit reporting came into being. But it would seem monopolistic. They ruin people's lives with many innacuracies that are difficult to remove. I think attorneys, companies that provide information about you to those credit-reporting agencies, and credit-repair companies (which make matters worse) are all in bed together.

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mhhf1ve
mhhf1ve
9/11/2017 7:13:27 PM
User Rank
Platinum
Re: Flimsy Argument
The other bit of bad news is that Equifax sells its own credit monitoring service -- so it stands to *make money* from this breach (after it presumably gives everyone just *one* free year of credit monitoring).

I believe some Senators are calling for credit agencies to be held more accountable than this.

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srufolo1
srufolo1
9/12/2017 10:51:03 PM
User Rank
Platinum
Re: Flimsy Argument
@mhhf1ve I wouldn't put it past Equifax to have caused the breach on purpose so that people will buy its credit-monitoring service. I think there should be a huge lawsuit against them quite frankly. 

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batye
batye
9/13/2017 1:48:26 AM
User Rank
Platinum
Re: Flimsy Argument
@srufolo1 yes, I think it only mater of time before we gonna see class actions will started... 

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srufolo1
srufolo1
9/13/2017 9:30:39 AM
User Rank
Platinum
Re: Flimsy Argument
@bayte I hope you are correct on that one. But we all know how quickly those kind of suits move,  like a snail's pace. I'll be 100 years old before a check for $2.35 arrives in the mail with a letter to tell me it's compensation for the civil suit against Equifax.

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batye
batye
9/13/2017 11:39:58 AM
User Rank
Platinum
Re: Flimsy Argument
@srufolo1  yes, I could not agree more... for the RAM I overpaid in 2000 I just got check for $9.21 in 2017 after class action starts in 2009 ... 8 years give or take :( 

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mpouraryan
mpouraryan
9/13/2017 8:51:24 AM
User Rank
Platinum
Re: Flimsy Argument
It is not a question of if, but when-as I wanted to report on this for all impaced by this:

https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do

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srufolo1
srufolo1
9/13/2017 9:27:21 AM
User Rank
Platinum
Re: Flimsy Argument
@mpourayan Extremely helpful information. Thank you! I need to get cracking on this right away. However, if anyone wants to use my credit cards, good luck. They are all up to the max. I also love this notion of "check your credit report for free." This just underscores the slimy bottom-dwellers these credit-reporting agencies are. Hey, it's my information. And you actually stole it anyway!

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mpouraryan
mpouraryan
9/13/2017 10:02:33 AM
User Rank
Platinum
Re: Flimsy Argument
Glad to see it was helpful--It is up to us no doubt and that's the bottom line.  ALthough if we're replaced by AI, well that's a whole different story!!



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mhhf1ve
mhhf1ve
9/13/2017 11:28:08 AM
User Rank
Platinum
Re: Flimsy Argument
All of the credit agencies should be freezing accounts for free now that there is a legit data breach. They all waive the fees if you submit claims of legit ID theft. I think this should count!

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mpouraryan
mpouraryan
9/13/2017 11:37:40 AM
User Rank
Platinum
Re: Flimsy Argument
There was no charge when i requested my data freeze--but I was already "hacked"--the quesiton is, though, what can be done by us ordinary faces--and frankly, not much--is there? 

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clrmoney
clrmoney
9/1/2017 10:27:21 AM
User Rank
Platinum
What Yahoo has to Face
I don't understand because I have a Yahoo mail account and I also use it top search on Yahoo. So with them going through this I don't know if it is because of an outdatede browser and others are better like google etc. Hopefully this will be resolved for them as a company.

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srufolo1
srufolo1
9/8/2017 10:18:24 PM
User Rank
Platinum
Yahoo Faces Litigation for Data Breaches
Yahoo's position is extremely arrogant that the victims of those data breaches "lack the standing to sue." It's time these companies put on their big boy pants and accept responsibility for compromising millions of people's security. Equifax is another example. What do they care what they do with people's personal information? They're constantly using it and selling it to third parties for their own gain anyway, so where is the integrity?

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afwriter
afwriter
9/8/2017 11:00:44 PM
User Rank
Platinum
Re: Yahoo Faces Litigation for Data Breaches
Unfortunately, major companies have not truly been held liable for anything over the past who knows how long. While I completely agree with you, I doubt that they are going to own up to their flaws any time soon. 

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srufolo1
srufolo1
9/11/2017 2:52:00 PM
User Rank
Platinum
Re: Yahoo Faces Litigation for Data Breaches
@afwriter Was just watching that movie about how Erin Brockovich fought PS&G for clients who got terminal diseases due to groundwater contamination. PS&G was responsible, of course, because they were using a highly cancerous form of chromium. But in another example of a large company that gets away with murder, they tried to use governmental immunities "to limit or defeat Plaintiffs' prosecution." So, you're correct. Guess that's the way it goes. In her perserverance, however, Brockovich was successful in winning the case.

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